Medical Bill Debt
2249 S. Brentwood Blvd. St. Louis, MO 63144
Mon-Fri: 9am to 5pm Evening/Weekend Available
Image of phone 314-961-9822

Search our Site

Helping Good People Through Bad Times

Michael & Mindy's Story

Overview:

  • Child had cancer, later died
  • $10,000+ medical bill debt
  • Failed business left $100,000+ debt

THE PROBLEM
Michael & Mindy lost their daughter after a seven-year battle with cancer. They were left with tens of thousands of dollars in past-due medical bills. In order to have the flexibility to stay home with their terminally ill child, Michael & Mindy had started their own business, which unfortunately failed, leaving them with over $100,000 in additional debt.

THE BANKRUPTCY COMPANY SOLUTION:
Since all of their debt was unsecured (there was no collateral involved), Michael & Mindy were able to file a Chapter 7 bankruptcy and eliminate all of it, allowing them to move on with their lives..

 

Fran's Story

Overview:

  • Medical condition causes work loss
  • Got behind on house payments
  • $20,000 in medical bill debt

THE PROBLEM
Fran’s Problem: Fran had a medical condition that kept her off of work for an extended period of time. As a result, she fell behind on her house payments. When she was finally able to return to work, she was so far behind on these payments that she could not catch up, and the bank began to foreclose on the house. In addition, she was burdened with about $20,000.00 in medical bills.

THE BANKRUPTCY COMPANY SOLUTION:
Fran came in to see an attorney at The Bankruptcy Company just 11 days before her house was to be sold on foreclosure. She retained us and brought in all of the necessary documents on the next day, and her Chapter 13 case was filed a few days later, stopping the foreclosure and wiping out her medical bills. She paid $475 per month for 4 years, to bring her house payments current. Her children agreed to help her with her ongoing monthly mortgage payment.

 

Trudy's Story

Overview:

  • Filed Chapter 13 bankruptcy recently
  • Had emergency surgery
  • Unable to work for 1+ month
  • Couldn't make Chapter 13 payment
  • Had additional medical bill debt

THE PROBLEM
Shortly after filing a Chapter 13 through The Bankruptcy Company, Trudy was hospitalized for emergency gall bladder surgery. There were complications, requiring her hospital stay to be extended a couple of weeks for additional treatments and surgeries. After her release from the hospital, she was not released to return to work for an additional month. Her Chapter 13 was dismissed, as she was unable to make the plan payments while she was off work, so she was once again liable for all of the loans and other bills she had listed in her bankruptcy. Added to that were an extraordinary amount of medical bills, plus the household bills on which she had gotten behind during her illness. Trudy was back to work, but how could she ever catch up with all of these bills?

THE BANKRUPTCY COMPANY SOLUTION:
Trudy’s attorney at The Bankruptcy Company determined that her income is too high for her to qualify for a Chapter 7, and the law required her to pay more to some of her creditors due to the fact that she was filing her second Chapter 13 in a year. However, The Bankruptcy Company was able to put her into a Chapter 13 plan that will reduce the amount that she owes to some of her creditors, and pays the remainder in full over the course of 5 years, for just $1000 per month – a payment which Trudy could afford.

 

Disclaimer

The Bankruptcy Company is a debt relief agency helping people file bankruptcy relief under the Bankruptcy Code. The choice of an attorney is an important decision and should not be solely based on advertisements.

Map