Lawsuits, Judgments & Garnishments
2249 S. Brentwood Blvd. St. Louis, MO 63144
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Helping Good People Through Bad Times

Martin's Story

Overview:

  • Works as a contractor
  • Sued by unhappy customer
  • Judgment of $175,000 against him

THE PROBLEM
Martin is a contractor, who got sued in state court by an unhappy customer. The customer hired an attorney to represent him, but Martin didn´t have the money for an attorney, so he appeared in Court without one. The Judge entered a judgment against Martin, requiring him to pay $175,000.00.

THE BANKRUPTCY COMPANY SOLUTION:
Martin came to The Bankruptcy Company to find out about his options. We were able to file a Chapter 7 bankruptcy for him. The customer once again hired an attorney, but the $175,000.00 debt was wiped out by the bankruptcy.

 

Deborah's Story

Overview:

  • Filed Chapter 7 Bankruptcy 4 years ago
  • Ongoing financial problems, behind on car loan
  • Another creditor filed a lawsuit

THE PROBLEM
Deborah had filed a Chapter 7 four years ago. Due to continuing financial problems, she was having trouble keeping up with her car payment and her other bills. One creditor had filed a lawsuit, and she was several months behind on her car payment, and facing repossession.

THE BANKRUPTCY COMPANY SOLUTION:
Although Deborah was not eligible to file another Chapter 7, since she had filed one within the previous eight years, she was eligible to file a Chapter 13, as it had been four years since her Chapter 7 was filed. In order to pay back her creditors what she can afford, and catch up on her car payments, Deborah is paying $400 per month for 5 years.

 

Sam & Adrian's Story

Overview:

  • Self-employed plumber
  • Owed $7,000 in back child support
  • Got behind on mortgage and car loan
  • Sued by one of their creditors

THE PROBLEM
Sam was a self-employed plumber who owed $7,000 in back child support. He and his wife, Adrian, were several months behind on their mortgage payments and were fearful they would lose their house and vehicles. They had also been sued by one of their creditors.

THE BANKRUPTCY COMPANY SOLUTION:
Sam & Adrian scheduled an appointment with a TBC attorney several days before the hearing for their lawsuit. They decided to file a Chapter 13 bankruptcy, and they were able to immediately bring in all of the necessary documents and fees, allowing TBC to file their Chapter 13 just in time to stop the lawsuit. The back child support was paid through the Chapter 13 plan, along with the arrearages on their mortgage and their cars. By the time their case completed, Sam & Adrian had paid off the child support and the arrearages on their house and cars, and were able to move on with their lives.

 

Disclaimer

The Bankruptcy Company is a debt relief agency helping people file bankruptcy relief under the Bankruptcy Code. The choice of an attorney is an important decision and should not be solely based on advertisements.

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